Regulations & Coverage.
AuditKey maps each control to the rule it is built to meet. Summaries below are as of October 2026.
KYT for stablecoin issuers supports the GENIUS Act, OFAC and Brazil's source-and-destination rules.
Stablecoin IssuersKYT for exchanges and OTC desks supports Travel Rule counterparty checks.
Exchanges & OTC DesksProof of reserves supports reserve disclosure, including GENIUS Act reserve requirements.
Proof of ReservesCrypto investigations support sanctions cases and suspicious-activity reporting.
Law Enforcement & Regulators
Regulatory summaries are for orientation, not legal advice. Confirm your obligations with counsel.
| Jurisdiction | Rule | What it requires | AuditKey control |
|---|---|---|---|
| US | GENIUS Act (signed July 18, 2025) | Federal framework for payment stablecoin issuers (PPSIs), supervised by the OCC or state regulators. | Issuer KYT, sanctions screening, freeze and blocklist support. |
| US | FinCEN/OFAC proposed rule (April 10, 2026) | AML/CFT and sanctions programs for PPSIs; ability to block, freeze and reject; secondary-market coverage. Effective 12 months after the final rule. | Secondary-market monitoring, case management, audit trail. |
| US | Bank Secrecy Act and AML Act of 2020 | AML program; SARs to FinCEN within 30 days of detection. | AI Investigator SAR drafts. |
| US | OFAC sanctions (SDN) | Strict liability; OFAC 2021 virtual currency guidance. | Real-time SDN screening with hop tracing. |
| US | FinCEN FIN-2019-G001 and state money transmitter licenses | Exchangers and custodians are money services businesses. | OTC KYT, VASP Directory. |
| Global | FATF Recommendations 15 and 16 | Risk-based approach for VASPs; Travel Rule. | Travel Rule status per VASP; counterparty screening. |
| US | Travel Rule, 31 CFR 1010.410(f) | Originator and beneficiary data on transfers of US$3,000 or more. | VASP Directory, counterparty identification. |
| EU | MiCA, Transfer of Funds Regulation, AMLR (applies July 2027) | CASP licensing; Travel Rule with no threshold; new AML single rulebook. | STR drafts, VASP screening. |
| Brazil | Law 14,478/2022 (Marco Legal dos Criptoativos) | Creates the PSAV (VASP) regime. | Brazil KYT, COS drafts. |
| Brazil | BCB Resolutions 519, 520 and 521 (2025) | Authorization, AML/CFT structure, source and destination of funds, FX treatment. In force since February 2, 2026. | Source and destination tracing, BCB-ready reports. |
| Brazil | Law 9,613/1998 and Law 13,810/2019 | COS to COAF; immediate enforcement of UN sanctions. | COS drafts, UN list screening. |
| Argentina | CNV RG 994/2024 | PSAV registration with the CNV. | CNV-registered VASPs in the directory. |
Regional data global vendors do not have.
- Brazil and Latin America stablecoin blocklists (exclusive partnerships).
- Community-reported scam addresses via Cilada Cripto (exclusive partnership).
- AuditKey investigations team in Brazil.
- VASP Directory: 60,000+ VASPs and fintechs, with Brazil (BCB), Argentina (CNV) and Travel Rule status.
Technical coverage
- Chains: Ethereum and EVM chains, Tron, Solana, Bitcoin.
- Sanctions: OFAC SDN, EU, UN.
- Issuer blocklists: Tether, Circle, regional stablecoins.
Coverage questions
Short answers a reviewer can cite. Confirm the obligation with counsel.
Does AuditKey support GENIUS Act compliance?
The GENIUS Act, signed July 18, 2025, is the US federal framework for payment stablecoin issuers. AuditKey's issuer KYT, sanctions screening, and freeze and blocklist support are the controls mapped to that framework.
What do Brazil's BCB Resolutions 519, 520 and 521 require of a VASP?
BCB Resolutions 519, 520 and 521, in force since February 2, 2026, cover authorization, AML/CFT structure, source and destination of funds, and FX treatment. AuditKey traces source and destination and drafts reports for that regime.
Does the AuditKey VASP directory include CNV-registered PSAVs?
Argentina's CNV RG 994/2024 requires PSAV registration. AuditKey's directory includes CNV-registered VASPs and their Travel Rule status.